Retirement Plan Options

[alanb]

I am a single owner LLC with a couple of employees. A few years ago I set up a 401k plan for the company. I contribute to the plan myself. Myself and all my employees pretty much contribute the max allowed for the year.

2006 was a great year for the company and I want to defer more of the money for retirement. I already contribute the max to the 401k. As I have read I don't see any option where I can defer money without also adding money for the employees (now before you say give money to employees too - my business model is such that employees are paid very well already so it's not acceptable to do this)....

I only see a SEP-IRA (but because some of the employees have been around for 3+ years, I would have to contribute to them as well).

My accountant says that some company owners work with a retirement specialist to set up defered compensation plans or equivalent to do this (where they can defer compensation without contributing to employee plans), but I can't see any examples on the web. Does anyone have any advice to what I'm looking for?

Thanks,
Alanb